Sources of financing, the Fitch and Moody’s Rating of Banca Ifis.

At 31 December 2023, the funding structure presented a part of 49.2% due to customers.

Funding (million Euro)
Sources of financing	31.12.2023	31.12.2022	31.12.2021	31.12.2020	31.12.2019
Customer deposits	5,815	5,103	5,684	5,472	5,286
Bonds	1,436	1,109	1,057	1,100	1,068
Factoring Securization	1,853	1,496	1,448	969	1,150
TLTRO&LTRO	1,578	2,424	2,034	1,995	792
Other	1,139	999	564	372	167
TOTAL	11,821	11,131	10,787	9,908	8,463

Rating Fitch

Fitch Rating Inc. assigns to the Company a Long-term Issuer Default Rating (IDR) of ‘BB+’, outlook stable.

For more details, please see the ratings agency’s press release, available at the site www.fitchratings.com.

Fitch	Outlook	M/L Termine
29 June 2021	Stable	BB+

Fitch

Francesca Vasciminno
Email: francesca.vasciminno@fitchratings.com

Baa3 long-term issuer and senior unsecured debt ratings

Date	Outlook	M/L Termine
22 November 2023	Stable	Baa3

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